Intelligent Triage to Support Risk Stratification, Medical Claims, and Policyholder Safety

Insurance providers — especially in the domains of travel health, life, and accident — increasingly require tools
that enable real-time risk evaluation and medical triage in non-hospital, globally distributed contexts.
Whether during overseas travel, expedition coverage, or remote contract employment,
accurate, accessible triage improves both care delivery and operational efficiency.

ERTRIAGE enables insurers and their medical assistance partners to evaluate medical events on-site using structured AI decision support.
This empowers early severity classification, reduces unnecessary evacuations, and speeds up claims validation — all while improving customer outcomes.

Embedded AI Triage for Travel Assistance & Remote Assessments

• Deployed on field-ready mobile devices used by insurance medical teams or assistance partners
• Works offline, ideal for cruise ships, mountain rescue teams, expatriate care, and international contractors
• Enables field agents or nurses to conduct AI-supported triage without requiring telemedicine availability

Enhanced Claims and Underwriting Intelligence

• Records structured encounter data that aligns with ICD and clinical triage standards
• Supports claims adjudication through time-stamped triage output and severity indicators
• Integrates into digital health platforms or insurer case review systems

Policyholder Safety and Operational Cost Reduction

• Improves customer satisfaction by accelerating medically appropriate interventions
• Reduces unnecessary evacuations and hospital admissions by differentiating mild vs. critical cases in the field
• Optimizes emergency response dispatch and preferred network routing

Real-World Application Scenario

An insured traveler aboard a cruise ship presents with chest pain. Using ERTRIAGE on a handheld triage tablet, the onboard medical officer inputs vitals and symptoms.
The AI system returns a high-risk classification with a recommendation to initiate cardiac monitoring and disembark at the next port with trauma support.
The triage output is shared directly with the insurer’s case management team to approve medevac coverage in real time.